Health and Wellness
All full-time employees working 30 hours a week or more are eligible following 60 days of service. Your legally married spouse and dependent children up to age 26, regardless of student status are also eligible.
HPCG offers a High-Deductible Health (HDH) plan and a Preferred Provider Organization (PPO) plan through Cigna.
Prescription Drug Coverage
Save money on your prescription drugs through retail pharmacies, which have programs for you to receive generic medications from an approved list at reduced prices. Cigna Home Delivery Pharmacy is a convenient mail-order service for those who take medications regularly.
Health Advocate is a service that provides you with personalized assistance to help you and your eligible family members resolve health care issues, saving time and money. During your first call, you will be assigned a personal health advocate who will begin helping you right away by cutting through the red tape, talking to your doctors and insurance company and getting to the heart of your issue fast.
Dental insurance is offered by Ameritas. This insurance covers the individual or the family for cleanings, fillings, dentures, orthodontics and more.
Vision insurance is offered by Community Eye Care. It covers eye exams, frames, contact lenses and more.
Health Savings Account
Employees participating in the HDH plan are eligible to defer pre-tax dollars into a Health Savings Account (HSA) in order to pay for eligible medical, dental and vision expenses. HSAs are available through Optum Health Bank and Truliant Federal Credit Union.
Flexible Spending Account
Employees participating in the Flexible Spending Account (FSA) are eligible to defer pre-tax dollars into an account to pay for eligible medical, dental and vision expenses. You may also defer funds into a dependent spending account to pay for daycare expenses that are necessary in order for you and your spouse to be employed. Medical FSA cannot be used if enrolled in a HDH plan. Dependent Care FSA can be used with both plan options.